Our Small Business Commercial Finance Services
All early stage small business owners are painfully aware of the difficulties they face when attempting to secure adequate amounts of working capital through traditional bank financing. In many cases, it is not that banks do not want to lend, it is simply that they are far too regulated and covenant restricted to provide financing to anything but the most creditworthy of clients with long operational histories.
At WALL STREET NATION FUNDING, we are seasoned
experts in the various financing products included in the
alternative commercial finance markets. Such "alternatives" to
traditional bank "financial statement" lending include:
- FACTORING: A method of cash flow management for companies operating on a B2B basis. Factoring provides immediate cash for invoices at the time goods are sold or services performed rather than having to wait 30-75 days for customers to pay.
- ASSET-BASED LENDING: The financing of invoices, inventory, and equipment based on the value of assets rather than a company's credit score.
- MICRO-LENDING: Smaller loans deemed difficult for traditional bank lenders, they are often guaranteed by the U.S. Small Business Administration
- PURCHASE ORDER FINANCE: A method of financing the manufacture of goods to meet a large order from a creditworthy customer. Purchase order finance is often associated with offshore manufacturing.
- MERCHANT CASH ADVANCE: An advance of cash made based on future credit card or retail sales. MCAs can be used for almost any purpose but must often for expansion, equipment, or facility upgrades.
The consultants at WALL STREET NATION FUNDING are highly-trained and seasoned professionals who work closely with small business owners when the need for capital arises. As commercial finance consultants, we have access to over 500 "niche" lenders who specialize in various industries and business types. Our service fees are very modest and are never charged until you actually have access to the funds you require. In fact, in most cases, our service fees are paid by the lender at loan closing and not by our clients.
Accessing Our Services
Establishing your consulting relationship with WALL STREET NATION FUNDING is easy. Simply give us a call for a complimentary consultation so we can determine your business capital needs. Our "Solutions Team" will provide you with ready alternatives and in many cases, will set up a conference call with one of our courteous underwriters to detail our lending terms and conditions.
